N Nomia
N

Your money,
understood.

A personal finance app that keeps your records where they belong: on your phone. With an AI agent that actually knows how you spend.

Coming soon to the App Store
📱

Yours, on your phone

Accounts, cards, loans, budgets: everything lives on your device and backs up to your own iCloud. Nomia runs no servers that store your money data. There is nothing of yours here to hack.

✨

An agent, not a chatbot

Tell Nomia what happened. Paste the bank message, or hand it the receipt. It logs, edits, budgets, and learns your merchants, your accounts, your habits. You approve what matters.

🔒

Private by architecture

Not private by promise. Private by design. No accounts holding your data, no analytics on your spending, no selling anything to anyone. Read the two-minute privacy page; it's all of it.

What's inside

Real loan engineReducing, flat, balloon, and deferred-start contracts, with schedules, early settlement, and rate changes handled properly.
Cards that behave like cardsStatements, grace periods, installment plans, payoff timelines: modeled the way your bank actually does it.
Quick ParseCopy a bank SMS, tap once, and the entry fills itself. Pure on-device logic that works offline and learns from your corrections.
Receipts as proofEvery entry keeps its source: the original message or the receipt photo, attached for good.
Insights that compareSpending against your own last cycle, running balances on every entry, a board you arrange yourself.
Face ID & remindersLock the app behind Face ID; get a quiet 9:00 nudge when an installment or statement is due.